Housing Australia welcomes the Australian Government’s expansion of the Home Guarantee Scheme with unlimited places, no income caps and increased property price caps to help more Australians to buy their first home, sooner. 

From 1 October 2025, the Scheme will remove limits to the number of Government guarantees available, giving all Australian first homebuyers the chance to enter the market with a deposit of as little as 5% and avoid Lenders Mortgage Insurance.

Housing Australia is pleased to announce funding has been committed to support 9,284 social and 9,366 affordable homes across Australia, through 279 successful projects under the first two funding rounds of the Housing Australia Future Fund Facility (HAFFF) and National Housing Accord Facility (NHAF). 

Housing Australia is the independent national housing agency. We work with the private sector, community housing providers and all levels of Government to facilitate and deliver programs that help more Australians to access social and affordable housing or to buy a home.

Help to Buy is an Australian Government initiative administered by Housing Australia, designed to support more Australians in achieving homeownership.

Housing Australia is now working to operationalise Help to Buy in accordance with the program directions, and expect to open the program later this year.