Enabling new homes through infrastructure and targeted investment

The review presents findings from the review of the NHIF financing function for the period 1 January to 31 December 2025. It covers programs delivered as HAFF – Social and Affordable, HAFF – Crisis and Transitional, and Housing Australia Critical Infrastructure - demonstrating how Australian Government financing support is helping bring forward housing projects that may otherwise be delayed.

Through these targeted programs, Housing Australia is supporting projects that may otherwise be delayed and improving the feasibility of new housing supply.

A key driver of these outcomes is investment in housing‑enabling infrastructure - addressing critical barriers such as water, sewerage, transport and site preparation, and unlocking land for new communities.

In Sydney, Housing Australia is supporting essential infrastructure at the Waterloo South precinct, enabling more than 3,000 new homes, including a significant proportion of social and affordable housing. At Macarthur Gardens North in Campbelltown, infrastructure investment is helping unlock a future community of around 1,250 homes, supporting a well‑located mixed‑tenure development close to transport and services.

These projects demonstrate the critical role infrastructure plays early in the housing pipeline - strengthening project feasibility, enabling development at scale and accelerating delivery over time.

Across the HAFF – Social and Affordable and HAFF – Crisis and Transitional programs, Housing Australia is also supporting a diverse range of projects that respond to different housing needs and cohorts.

In Queensland, Brisbane Housing Company is delivering more than 600 social and affordable homes across multiple developments through a partnership model that brings together government, community housing and institutional investment.

In South Australia, Housing Australia is supporting Junction and Women’s Housing Ltd to deliver crisis and transitional accommodation for young people at risk of homelessness, providing stable housing alongside education and employment pathways to support long-term outcomes.

In 2025, Housing Australia approved $353 million in funding - the highest annual level since program inception - supporting projects expected to deliver around 3,700 homes, including more than 3,100 homes enabled through critical infrastructure investment

Housing Australia CEO, Scott Langford said these outcomes reflect strong collaboration across sectors. 

“These outcomes reflect strong collaboration across government, community housing providers and the private sector, with the majority of projects leveraging state and territory contributions alongside Commonwealth funding.

“By working collaboratively with government, industry and finance partners, Housing Australia is supporting housing outcomes for those most in need across the country.”

Housing Australia Chief Investment Officer, Pretar Harris said, “This review shows that these programs are delivering on their core mission, helping essential housing projects proceed sooner, at greater scale and with more impact than would otherwise be possible.

“Housing Australia funding is supporting projects that may not otherwise proceed, working alongside state and territory governments, commercial lenders and institutional investors to bring forward new housing supply.”

The report also highlights the broader market conditions shaping delivery, including construction costs, interest rates and the availability of grant funding, which continue to influence project feasibility and timing.

For full details and insights, view the report here.

Note:
Housing Australia administers the NHIF through three distinct funding streams, which were renamed at the direction of the Minister for Housing, Homelessness and Cities, in December 2025, including:

• HAFF – Social and Affordable which consolidates the Housing Australia Future Fund Facility, National Housing Accord Facility, National Housing Infrastructure Facility – Social and Affordable housing, and the Affordable Housing Bond Aggregator
• HAFF – Crisis and Transitional which replaces the National Housing Infrastructure Facility – Crisis and Transitional
• Housing Australia Critical Infrastructure which replaces the National Housing Infrastructure Facility – Critical Infrastructure.