Case studies

First Home Buyers: Zac and Andrew

Twin brothers Andrew and Zac were among the first home buyers to take advantage of the expanded eligibility criteria under the Australian Government's Home Guarantee Scheme to realise their aspirations of home ownership. 

Zac and Andrew
Zac and Andrew outside their new home

The 22-year old brothers, who work in logistics, obtained a loan through Great Southern Bank to purchase a three-bedroom townhouse in Wollert in Melbourne's north.

Previously only available to couples or single applicants, access to the First Home Guarantee and the Regional First Home Buyer Guarantee was extended to include any joint applicants (previously married or de facto couples) including siblings, friends, and family members on 1 July 2023.

As twins often do, Andrew and Zac share similar thoughts on what home ownership means to them - that's independence. 

'Owning our own home means stepping into the next part of our lives. It's about gaining independence and taking on more responsibilities,' said Zac.