Case Studies
Helping improve housing outcomes for all Australians
Thanks to the Home Guarantee Scheme, Elizabeth, a single woman in her 50's has been able to purchase her first home.
On 1 October 2025, the Home Guarantee Scheme was renamed the Australian Government 5% Deposit Scheme. All home buyer case studies, reports and publications published prior to this date will reference the Home Guarantee Scheme. However, these references can now be read as references to the Australian Government 5% Deposit Scheme.
‘I had worked 49 years full-time as a teacher, raised a family, contributed to community and church groups. I was settled in a house with a good-sized garden and very supportive friends close by. Through unforeseen circumstances, I was given six weeks to leave the house and find a rental,’ explained Jan.
'Without access to stable, affordable housing, everything in your life is affected. Housing uncertainty does not occur in isolation, it impacts your ability to find a job, to study and focus on work. It takes over all aspects of life, limiting your true potential,' said Nicole.
Born and raised in Tasmania, Greg moved to Burnie to live with his mother before finding private accommodation. While renting, the owners decided to sell Greg’s home which raised concerns about the security of the private rental market for Greg.
When circumstances changed, and she couldn't continue living with her sister, Margaret applied for social housing. Whilst waiting for a home in Sydney, Margaret settled into accommodtion in Urunga on the Mid North Coast of New South Wales, however her health started to deteriorate.
Isobella and Keenan, a young couple from Broken Hill in NSW, purchased a home through the Regional First Home Buyer Guarantee.
On 1 October 2025, the Home Guarantee Scheme was renamed the Australian Government 5% Deposit Scheme. All home buyer case studies, reports and publications published prior to this date will reference the Home Guarantee Scheme. However, these references can now be read as references to the Australian Government 5% Deposit Scheme.
Flynn and Heidi, a young couple from Lake Macquarie purchased a home through the Regional First Home Buyer Guarantee.
On 1 October 2025, the Home Guarantee Scheme was renamed the Australian Government 5% Deposit Scheme. All home buyer case studies, reports and publications published prior to this date will reference the Home Guarantee Scheme. However, these references can now be read as references to the Australian Government 5% Deposit Scheme.
‘This is the best thing that has ever happened to me as a single mother.’
Studying fulltime and caring for her mother with a disability meant Arezo, a single mother, was unable to work to support herself and her son. At the same time, she faced increasing rents.